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Merchant & Card Services

Western Bank offers business customers competitive Merchant Credit Card Processing services as well as a number of Business Credit Card options.

For more information on our Merchant Credit Card Processing services, our Business Debit Card, or our Business Credit Cards, please read below or contact Customer Service or call (651) 290-8176.


Merchant Credit Card Processing

Credit card acceptance at your business will benefit you by:

  • Meeting the need of customers who want to make credit card purchases.
  • Closing the sale with customers unable to make a cash or check purchase.
  • Credit card payments are received in your account more quickly than check payments - generally the next day.
  • No bad check losses.
  • Cards accepted include VISA, Discover and MasterCard. Additional acceptance for American Express, Carte Blanche, and Diners Club can be processed utilizing your merchant account once it is set up.


Business Debit Card

Now you can buy whatever you need for your business without using cash or that bulky business checkbook. Simply present your Business Debit Card, sign the receipt, and the purchase amount is deducted from your business checking account. This card provides the following advantages:

  • As easy to use as a credit card, without building debt.
  • 24-hour account access.
  • Lets you check balances, make deposits, transfer funds, or get cash at any Instant Cash, Cirrus, Plus and VISA ATMs around the world.
  • A detailed listing of each transaction will appear on your monthly business checking statement.
  • Additional cards available for employees you authorize - all purchases summarized on one easy statement.


VISA Business Credit Cards

Having your own VISA Business or Platinum Business Rewards Card can give you an edge. The more you use it, the more you'll benefit - with streamlined accounting and solid purchase protection. Or choose the VISA Business Travel Card and earn free trips that truly make business a pleasure. Each card provides the following advantages:

  • Improves cash flow by leaving time before your payment is due.
  • Streamlines your accounts payable. You'll write just one check a month and have a complete record of your transactions.
  • Simplifies your bookkeeping by having all the records you need for tax filing, audits, and expense management in one place.
  • One Easy Statement for up to twenty cardmembers - track employee expenses on one statement.
  • Your VISA Business, Platinum Business Rewards or Business Travel Card is accepted at more than 450,000 ATMs worldwide.
  • Businesses receive extended warranty coverage, purchase protection, travel insurance, car rental discounts, and travel assistance.