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Business Protection

Security of your information and assets is a top priority for Western Bank. One way to help protect your business from fraud is to understand the importance of a layered security approach. For example, in addition to using internal controls that follow standard accepted accounting principles, you can implement bank-provided services that can reduce the chance your accounts will be compromised.

This page provides detailed information about further fraud protection options. To understand your potential fraud risk, take a moment to contact your Banker to review the fraud protection services and settings currently in place on each of your accounts.


  • Positive Pay systematically compares checks presented for payment to your issued-check files to detect serial numbers and dollar amounts that don't match. If there is an exception, the bank alerts authorized individuals in your organization and takes the pay/no pay depending on your direction.

ACH transactions

  • ACH Block stops all ACH debits from posting to your account.

Dual Control

  • We recommend having dual control in place to add an additional layer of protection to your online activities. Dual control requires a second user’s approval for ACH or Wire initiation. Two employees from your company will have to be authorized to release funds from your account allowing for payment review and an internal check and balance to be in place

Mailed statements

  • Online Banking delivers account information online through eStatements and can help reduce the risk of mail fraud and information theft that can occur with paper statements.

Note: Implementation of the fraud prevention products, services, and steps recommended in this report, while designed to help protect your accounts from unauthorized transactions, does not guarantee that such fraud will not be attempted. It is important that you have also implemented reasonable internal procedures to ensure the integrity of your bank accounts and to protect your business assets. Please see your banker for details on your rights and responsibilities with respect to such fraud prevention.